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    <loc>https://www.bradbarnescpa.com/blog</loc>
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    <lastmod>2026-04-02</lastmod>
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    <loc>https://www.bradbarnescpa.com/blog/are-you-eligible-for-mileage-deductions</loc>
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    <priority>0.5</priority>
    <lastmod>2026-04-02</lastmod>
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      <image:title>Blog - Are you eligible for mileage deductions?</image:title>
      <image:caption>Whether you’re filing your 2025 individual income tax return or planning for 2026, it’s important to know if you can deduct vehicle-related expenses. A change that was made permanent by last year’s One Big Beautiful Bill Act (OBBBA) limits who can claim a deduction for business mileage. But you might still be eligible, and deductions also may be available if you use your vehicle for certain nonbusiness purposes.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/dont-miss-your-opportunity-to-make-a-2025-ira-contribution</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
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      <image:title>Blog - Don’t miss your opportunity to make a 2025 IRA contribution — whether you can deduct it or not</image:title>
      <image:caption>Generally, each year you can contribute up to the annual limit to a traditional or Roth IRA (or a combination of the two). But once the contribution deadline has passed, the opportunity to contribute for that year is lost forever. The deadline for 2025 IRA contributions is April 15, 2026. You may be eligible to deduct all or part of your IRA contribution and save taxes on your 2025 return. But even if you can’t claim a deduction, contributing can still be beneficial.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/its-your-last-chance-to-claim-these-clean-energy-tax-breaks</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-19</lastmod>
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      <image:title>Blog - It’s your last chance to claim these clean energy tax breaks</image:title>
      <image:caption>Last year’s One Big Beautiful Bill Act (OBBBA) terminated several clean energy tax incentives earlier than previously scheduled. But if you bought an electric vehicle or made certain green home improvements last year, you might be eligible for a tax credit on your 2025 individual income tax return. Remember, tax credits reduce your tax liability dollar-for-dollar (unlike deductions, which reduce the amount of income subject to tax). So tax credits are especially valuable.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/april15-is-the-deadline-for-more-than-just-your-income-tax-return</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-12</lastmod>
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      <image:title>Blog - April 15 is the deadline for more than just your income tax return</image:title>
      <image:caption>You know your 2025 federal income tax return is due April 15, 2026. But do you know what else has an April 15 deadline? If you don’t, you could miss out on valuable tax-saving opportunities or become subject to interest and even penalties.</image:caption>
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  </url>
  <url>
    <loc>https://www.bradbarnescpa.com/blog/4-types-of-interest-expense-tax-deduction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6757820d17c68355a27f0859/1772724981608-GAQ0ADJ5KQFIJ2ARSGDQ/unsplash-image-I3HPUolh5hA.jpg</image:loc>
      <image:title>Blog - Four Interest Expenses You May Be Able to Deduct</image:title>
      <image:caption>Personal interest expense generally can’t be deducted for federal tax purposes. There are, however, exceptions. Here are four, one of which is a new break under the One Big Beautiful Bill Act (OBBBA), which was signed into law in 2025.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/parents-claim-your-tax-credits</loc>
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    <priority>0.5</priority>
    <lastmod>2026-02-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6757820d17c68355a27f0859/c2508151-4688-45f0-923d-eef720c2801b/unsplash-image-9QTQFihyles.jpg</image:loc>
      <image:title>Blog - Parents: Claim all the tax credits you’re&amp;nbsp;entitled&amp;nbsp;to</image:title>
      <image:caption>Raising a family comes with plenty of expenses, but it may also make you eligible for various tax breaks. Some of the most valuable are tax credits, because they reduce your tax liability dollar for dollar (unlike deductions, which only reduce the amount of income subject to tax). Here’s what you need to know.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/4x-salt-deduction-limit-means-more-taxpayers-will-benefit-from-itemizing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6757820d17c68355a27f0859/1771351180777-EY60JXQL6P9X0U5OI25U/dsm.jpg</image:loc>
      <image:title>Blog - Quadrupled SALT deduction limit means more taxpayers will benefit from itemizing on their 2025&amp;nbsp;returns</image:title>
      <image:caption>An important decision to make when filing your individual income tax return is whether to claim the standard deduction or itemize deductions. A change under the One Big Beautiful Bill Act (OBBBA) will make it beneficial for more taxpayers to itemize deductions on their 2025 returns. Specifically, if you paid more than $10,000 in state and local taxes (SALT) last year, you might save tax by itemizing on your 2025 return even if claiming the standard deduction has saved you more tax in recent years.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/if-youre-married-should-you-file-jointly-or-separately</loc>
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    <priority>0.5</priority>
    <lastmod>2026-02-13</lastmod>
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      <image:title>Blog - If you’re married, should you file jointly or separately? - Married couples have a choice when filing their 2025 federal income tax returns. They can file jointly or separately. What you choose will affect your standard deduction, eligibility for certain tax breaks, tax bracket and, ultimately, your tax liability. Which filing status is better for you depends on your specific situation.</image:title>
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    <loc>https://www.bradbarnescpa.com/blog/before-claiming-a-charitable-deduction-for-2025-make-sure-you-can-substantiate-it</loc>
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    <priority>0.5</priority>
    <lastmod>2026-02-04</lastmod>
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      <image:title>Blog - Before claiming a charitable deduction for 2025, make sure you can substantiate it - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/tax-filing-faqs-for-individuals</loc>
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    <priority>0.5</priority>
    <lastmod>2026-01-28</lastmod>
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      <image:title>Blog - Tax filing FAQs for individuals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/when-medical-expenses-are-and-arent-tax-deductible</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-19</lastmod>
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      <image:title>Blog - When medical expenses are — and aren’t — tax deductible - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/your-2026-tax-season-checklist-what-iowa-individuals-need-to-file-their-2025-return</loc>
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    <priority>0.5</priority>
    <lastmod>2026-01-15</lastmod>
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      <image:title>Blog - Your 2026 Tax Season Checklist: What Iowa Individuals Need to File Their 2025 Return - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/a-new-year-means-new-tax-figures-for-individuals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-07</lastmod>
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      <image:title>Blog - A new year means new tax figures for individuals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/teacher-tax-breaks</loc>
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    <priority>0.5</priority>
    <lastmod>2025-11-17</lastmod>
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      <image:title>Blog - Teacher Tax Breaks: Deducting Classroom Expenses in 2025 and Beyond - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/why-financial-statement-preparation-matters</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6757820d17c68355a27f0859/19f346a6-7800-47c3-8af1-43ec945c6cbe/AUS08485.jpg</image:loc>
      <image:title>Blog - Why Financial Statement Preparation Matters for Your Business - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/retirement-planning-after-50</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-02</lastmod>
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      <image:title>Blog - Retirement Planning After 50: Catch-Up Contributions to Lower Taxes and Grow Wealth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/act-soon-the-obbba-ends-clean-energy-tax-breaks</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-22</lastmod>
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      <image:title>Blog - Act soon: The OBBBA ends clean energy tax breaks - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/payroll-tax-implications-of-new-tax-breaks-on-tips-and-overtime</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-20</lastmod>
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      <image:title>Blog - Payroll tax implications of new tax breaks on tips and overtime - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/whentooutsourcepayroll</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-16</lastmod>
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      <image:title>Blog - 6 Signs It Might Be Time to Hire a Professional to Handle Your Payroll - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/college-savings-529</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-09</lastmod>
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      <image:title>Blog - Plan Ahead for College with a 529 Plan: A Guide for Families - Make it stand out</image:title>
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  <url>
    <loc>https://www.bradbarnescpa.com/blog/end-of-year-tax-tips</loc>
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    <lastmod>2025-02-19</lastmod>
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      <image:title>Blog - Lower Tax Season Stress By Preparing These Things Now - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.bradbarnescpa.com/services</loc>
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    <lastmod>2025-09-21</lastmod>
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      <image:title>Bradley T. Barnes, CPA - Ottumwa, IA - Our Services</image:title>
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      <image:title>Bradley T. Barnes, CPA - Ottumwa, IA - Our Services</image:title>
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      <image:title>Bradley T. Barnes, CPA - Ottumwa, IA - Our Services</image:title>
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    <loc>https://www.bradbarnescpa.com/contact-us</loc>
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    <lastmod>2025-09-19</lastmod>
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    <lastmod>2025-09-22</lastmod>
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    <lastmod>2025-09-22</lastmod>
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